Online-only car insurance has been around for a while now and is gaining popularity among consumers. Some may find the idea of online-only insurance to be risky, with its lack of a physical office and reliance on customer service to resolve claims. Others believe that even though it’s not a traditional insurance company, an online-only insurer has much better rates than regular providers.
Benefits of Online-Only Car Insurance
1) No need to travel to a branch
All you need is online access, so you do not need to go anywhere. This means no traveling time, and also no opportunity for a salesperson to try and talk you into making changes. Instead, the website is designed for you to get quotes and make payments quickly and efficiently.
2) More competitive prices
Online-only car insurance companies don’t operate branches or call centers; instead, they operate primarily on the internet. Therefore, they can work out the cheapest prices for the best value. If a competitive price online isn’t available, then an independent agent won’t get involved.
3) No salesperson will try to talk you into anything
You are left alone with a website that gives you access to a price and various options. You can make up your mind about what plan is best for you, so there is no pressure from salespeople tempting you into anything other than what’s best for you.
4) No limit on Mileage
This is different from most insurance policies, as online-only car insurance can be anywhere in the world. This means everyone can look at the cheapest package and make their decision based on that.
5) Easier for young drivers
Many new drivers have difficulty with regular car insurance. Online-only car services offer a cheaper alternative to entering a regular policy, as there are no minimum age requirements or other rules stopping you from getting cover.
6) No obligation to pay upfront